Risk management & your CA workers’ compensation insurance
1/16/2012 6:10:00 AM
Do you have a risk management plan that (among other risks) addresses workplace safety and the need to reduce the risk of claims on your workers’ compensation insurance? California employees may be protected financially from workplace injuries, however it’s also a responsibility of employers to reduce the risks of injuries occurring.
The first step is identifying the range of risks. Naturally these will vary from one business to another depending on the task in which employees engage however, here are some of the more common injury risks:
Repetitive Strain:
Repetitive work – whether it’s typing, filing or lifting items onto or off a conveyer belt in a factory – has the potential result in painful conditions like Carpel Tunnel Syndrome.
Lifting Injuries:
A lifting injury can occur as easily in an office or restaurant as it can on a construction site or supply warehouse. Workers with a low level of personal fitness or might be particularly vulnerable.
Stress:
Unrealistic deadlines, conflict with management or other employees, bullying and harassment have the potential to lead to a stress related claim.
It’s not enough to prepare a safety policy and write up safety procedures. Management has a duty to ensure a safe workplace and part of the process is ensuring employees are aware of policy and procedures and generally follow them.
Are you about to take out your first policy for workers compensation insurance? California
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The first step is identifying the range of risks. Naturally these will vary from one business to another depending on the task in which employees engage however, here are some of the more common injury risks:
Repetitive Strain:
Repetitive work – whether it’s typing, filing or lifting items onto or off a conveyer belt in a factory – has the potential result in painful conditions like Carpel Tunnel Syndrome.
Lifting Injuries:
A lifting injury can occur as easily in an office or restaurant as it can on a construction site or supply warehouse. Workers with a low level of personal fitness or might be particularly vulnerable.
Stress:
Unrealistic deadlines, conflict with management or other employees, bullying and harassment have the potential to lead to a stress related claim.
It’s not enough to prepare a safety policy and write up safety procedures. Management has a duty to ensure a safe workplace and part of the process is ensuring employees are aware of policy and procedures and generally follow them.
Are you about to take out your first policy for workers compensation insurance? California
business owners might like to contact one of our agents to ascertain the cost and get the information they need.
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