Floaters

Floaters insurance is a type of policy that insures movable property such as expensive electronics, instruments, jewelry, tools and,equipment, and can be attached to a homeowners policy. It’s an extra step of precaution to cover losses wherever they may occur and provides broader coverage than a regular homeowners or business policy for these items.

These insurance policies generally cover one individual item, so if you have several items for which you want full coverage, you will need to get a floater for each.