Auto Insurance is Handy, but it Can’t Do It All!
Generally, you don’t buy insurance with the hopes that you’ll need to use it. It’s the last line of defense. But what about the first lines of defense—the easiest things you can do to entirely avoid ever having to make a claim? Here are five simple, cheap things you can do to protect yourself and those you’re responsible for…
- 1. Make sure that all lighting is adequate and working properly. Don’t let burned out light bulbs collect dust. Get them out of there ASAP. Being able to see what you’re doing is so important it seems almost obvious, but sometimes it’s the most obvious things we forget about.
- 2. Clean up spills. Don’t drag a mop bucket over then let it sit there for a few hours. Take care of it now, not later.
- 3. Make sure that mats you have laid down are actually helpful in maintaining your footing. If they’re constantly soaking wet, or they lift up from the floor and form ripples and wrinkles, they’re more likely to hinder than help. Replace them as necessary, make sure they lie down properly, and make sure you have the right mat for the job.
- 4. Cords. Keep them out of the way. If at all possible, run proper wiring to avoid having cords passing through areas where people walk. Any cords that you absolutely must have out, make sure they’re secured so that they aren’t likely to snag someone’s foot, and make it obvious that they’re there.
- 5. If it doesn’t belong on the floor, get it off of there. This is a catch-all, really. Boxes, broken glass, tools… if it isn’t there normally, it probably shouldn’t be there now. If it has to be there, find a way to keep people from strolling through. Rope it off, put signs up, lock the door. Don’t let things lie.