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How Smoking Can Effect Your Health Insurance Premiums and More

By | Personal Insurance

Smoking Can Effect your Health Insurance, Home Insurance and Life Insurance

A smoking habit may affect various types of insurances including health, life, and home insurance. Health and life insurance premiums tend to be higher for smokers as they often suffer more illnesses related to this unhealthy habit. Homeowners may pay more for insurance premiums due to the added risk of smoking in and around the home. Harrington Insurance Agency in San Jose, CA may be able to show you how much you might save in premiums if you quit – keep in mind though, that it’s likely you’ll have to stay off the cigarettes to achieve any benefit.

Read On How To Quit

The Centers for Disease Control and Prevention (CDC) website has an entire section on the hazards of smoking, advice on how to quit, and how to resist the urge to pick up the cigarettes again. According to the CDC, smoking is the most preventable cause of premature death in the United States. Smokers are at a higher risk for chronic cardiopulmonary conditions that may lead to heart attack or stroke.

The Benefits are Endless

The benefits of ending your smoking habit include improvement of your senses of taste and smell. You may be surprised at what you have been missing in terms of the taste of food and the smell of flowers and plants. Living longer and healthier is worth the effort it may take to quit smoking. You will save money by not buying cigarettes and your CA insurance premiums may decrease once you have firmly become a non-smoker, leaving you extra money to spend on other things that you enjoy.

Contact Harrington Insurance Agency to discuss your health, life and home insurance premiums.