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Fire Homeowner's Insurance Harrington Insurance Agency, San Jose CA

Are You Prepared for Wildfire Season with the Proper Insurance?

By | Personal Insurance

Insurance for Wildfires, Are You Covered?

Summer is just around the corner!  As we look forward to the warmer days and plentiful sunshine, we are faced with the unfortunate reality of what can accompany this wonderful change in weather – wildfires.  Fire officials have predicted a particularly difficult wildfire season in California following the dry winter experienced throughout much of the West.  Federal budget cuts have made this even more challenging by reducing the amount of firefighters on the ground, and reducing the amount of resources those firefighters can use on strategies designed to reduce future fire potential.  Luckily, if it’s predictable, it’s preventable!  Below is a list of steps you can take right now to protect your family, home, and belongings.

Steps to protect your family, home and belongings

  • Regularly clear roof and gutters of leaves and other debris.  This prevents embers from igniting your home.
  • Mow and water your lawn regularly.
  • Clear leaves and all flammable vegetation from under your deck and within 30 feet of the house.
  • Ask the power company to clear branches from power lines.
  • Prune trees so the lowest branches are 15 feet from the ground, and remove dead branches that extend over the roof.
  • Stack firewood at least 100 feet away and uphill from your home.
  • Screen areas below patios and decks with wire mesh to prevent debris from accumulating.  Also, screen openings to floors, the roof, and the attic.
  • Teach each member of your family how to use a fire extinguisher and show them where it’s kept in your home.
  • Review your homeowner’s insurance policy and make a list of your home’s contents.

As a general rule, if it can catch fire, don’t let it touch your house, deck, or porch.  For more information and tips on fire safety and prevention, visit www.firewise.org, or contact your local fire department.

Don’t wait for damage to be done before protecting your home and belongings.  If you don’t already have homeowner’s insurance, let us help you find a policy that meets your needs.  Call us today at (408) 264-2400, visit our Facebook page, or email us at  info@harringtoninsurance.com.